AN insurance agent has explained how much extra coverage drivers can get if they cough up just a few more dollars every month.
Nadine Kureghian is a State Farm agent based in La Cañada Flintridge, California, about 10 miles north of downtown Los Angeles.
"A young lady called me for a quote today and she asked me for full coverage insurance," the agent said in a video posted to her TikTok account (@asknadine).
The customer already thought she had a good policy, but Kureghian didn't think so.
"Here's a quote for matching the policy that she currently has," she said.
For $196 a month, this driver would get up to $15,000 of liability coverage per person, as much as $30,000 total per accident, and $5,000 to cover any property damage.
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"You guys would say that's pretty full coverage, right?" Kureghian asked her viewers.
"Nope. What about her bodily injury? What about her protection? What about her loss of earnings?
"Let me show you what a real full coverage insurance quote looks like."
Kureghian also shared the details of a policy that would cost $231 per month.
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It included $100,000 per person in liability coverage for up $300,000 total, $100,000 to coverage any property damage, and the same $1,000 deductible.
"This time she's got rental car coverage, medical payments that will protect her and everyone in her vehicle, loss of earnings coverage, death, and dismemberment," Kureghian said.
"I was still saving her money with the other quote," the agent said.
But she believes the more expensive policy is a better value.
"Look at how much more protection she and her family will have," Kureghian said.
Many commenters asked the agent how they can sign up for a policy with her.
Residents of California, Nevada, and Arizona can email her at to get the process started.
